Ways in Which Drones Can Benefit the Insurance Sector

Risk Assessment

Risk assessment is undergoing significant transformation with the adoption of drone-based imaging and photogrammetry. Insurers traditionally evaluate various hazards and signs of damage to determine clients’ rates, but drones enhance this process by providing greater accuracy and capturing details that may be missed by human inspectors. 

For example, insurance companies often cover tall, hard-to-reach buildings that pose inspection challenges for employees. Drones can assist human workers by taking detailed images of these structures, thereby improving the precision of damage assessments and estimates. Evaluating complex buildings typically incurs substantial time and expense for insurers; thus, the use of drones has become indispensable in risk assessment. The enhanced capabilities of drones in capturing comprehensive and precise data streamline the evaluation process, ultimately leading to more accurate and efficient risk assessments. 

Reducing Fraud

Fraud is a persistent issue for insurers, with fraudsters exploiting various aspects of the industry.  Drone technology can mitigate fraud through its highly detailed imaging and photogrammetry systems, enhancing accuracy for insurers. 

Currently, some insurers instruct their customers to take photographs of accidents to determine claim validity. While many users provide acceptable pictures, insurance companies can deploy drones to the incident site to collect images directly. This approach gives insurers more control over fraud mitigation. 

Drones can reduce the risk of fraud by preventing customers from misrepresenting the severity of their claims to receive higher reimbursements. By inspecting a car or property before and after an incident, drones enable insurance companies to compare the conditions and detect discrepancies. This makes it more challenging for customers to deceive their insurers. 

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Another significant advantage of drone-based imaging and photogrammetry is the enhancement of safety for insurers and their customers. Unmanned aircraft can improve safety by eliminating the need for employees to navigate dangerous terrain to survey accident sites. Problems often arise when insurers need to assess storm damage, collapsed buildings, and other hazardous structures, but drones protect employees from these risks. 

Additionally, drones assist insurers and their employees by thermal imaging and creating detailed 3D models. These models provide professionals with a comprehensive understanding of the landscape before they arrive in hazardous areas. As a result, the risk of harm is reduced for workers heading to accident scenes, as they are better prepared for the conditions they will encounter. Enhancing safety in this manner not only reduces costs but also improves profitability for insurers. 

Property insurance

Enhanced Efficiency

Drones are increasingly in demand across various industries due to their diverse capabilities. Efficiency is one of the primary reasons insurance companies utilize them, given their ability to capture topographical data and assess hazardous areas. Drones also expedite response times, enabling insurers to obtain the most accurate information from any site swiftly. 

For example, drones are particularly beneficial to insurers following natural disasters. When roads are too dangerous to navigate, insurers can deploy drones to assess damage. The rapid deployment allows insurance companies to process claims more quickly and assist those with damaged property sooner. This capability also alleviates the workload on adjusters, enabling them to perform their tasks more efficiently with the aid of advanced technology. 

Drones remain advantageous even in the absence of storms or accidents. Deploying this technology optimises insurance company operations by reaching rural areas or hard-to-access sites, such as wind farms. Reducing the need for manual inspections not only enhances efficiency but also results in cost savings for insurers. 

Reduced Costs

Cost savings are another significant advantage of drone technology. Utilising unmanned aircraft reduces the need for human involvement in insurance-related tasks, thereby decreasing the risk of on-the-job injuries and the associated costs. This economic benefit is a major reason why experts predict that commercial drone use will surpass consumer use by 2025. 

Drones also cut operational expenses by eliminating the necessity of sending personnel to remote areas or using specialised equipment to access dangerous sites. However, the full potential of this feature is contingent upon regulatory approval, as the Civil Aviation Authority (CAA) currently mandates that drone operators maintain a line of sight with their drones. 

In addition to lowering operational costs, insurers benefit from reducing organisational losses. Drones enable more accurate assessments, leading to more precise pricing and a reduced risk of under-pricing policies. This accuracy helps insurers set appropriate rates, minimising financial losses. 

Leveraging Drone Technology For Insurance

The insurance sector has recently embraced the utilisation of drone technology as firms endeavour to enhance their operational efficiency. Drones present viable avenues for cost reduction, mitigation of fraudulent activities, and enhancement of risk management protocols. Nevertheless, it is imperative to remain vigilant regarding the burgeoning legal and ethical implications accompanying this technological integration, particularly as regulatory frameworks and jurisprudence continue to evolve. Notwithstanding these considerations, it is evident that drone technology has entrenched itself as a fixture within the domain of insurers, poised to endure and evolve alongside industry practices. 

Our drones are ready to fly

Due to the very nature of our work some of it can be very much influenced by the weather. Therefore we have a wide range of drones and payloads in our fleet ready to go at a moments notice to get you the best results.
What we offer

Our drones are ready to fly.

Thermal Imaging

Using visual and infrared drone technology, we perform visual and infrared building surveys.

Aerial Surveys

Whether you need agricultural land of industrial land surveying the use of drone can greatly increase speed and accuracy.

Aerial Photography

Fantastic detailed aerial photographs are a great way to stand out from the crowd in a competative market place.

Building Inspections

Using aerial imagery and footage for surveys has the advantage of providing clean, crisp images or videos.


Land surveying and mapping can be performed faster and more efficiently with drones, while maintaining a high level of precision and accuracy.

3D Modelling

3D and 2D models are extremely detailed digital assets that offer accurate and realistic representations of their real-world counterparts.